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The E statement provided is an optional facility provided to the account holders and not a compulsion by the Bank for availing such a facility. Then enter the details of your home loan for which you require the information. Visit the official website or the net banking platform of Axis Bank first.
Please check your browser version & upgrade to one of the following browsers to continue banking with us. At your request, you are being redirected to a third party site. Please read and agree with the disclaimer before proceeding further. Axis Bank does not control such websites and bears no responsibility for them. Cover arranged by Axis Bank for its customers under Digit Illness Group Insurance Policy . Invest surplus funds in the account to earn interest and withdraw whenever needed.
Self-employed individuals eligible for home loan
Please do not believe any entity using Axis Bank logos & branding to request the public for money in exchange for opening a Customer Service Point. A home loan certificate is just a summary of your loan account from your lender. It is a breakdown of the interest and the principal amount you have repaid towards your Home Loan for the given financial year, and it acts as documentation that you have repaid your home loan.
Balance processing fee as applicable shall be collected at the time of loan disbursement. You have the option of viewing, printing, or downloading your Axis Bank home loan statement online. Nowadays, the majority of lenders allow their customers to view interest certificates online in easy steps. To receive the home loan interest certificate from your bank, you have to follow a straightforward procedure that you can complete in your home.
Ways to get your home loan statement
So we request you to first check for and clear any remaining amount that may be payable towards your Home Loan by requesting a foreclosure statement from your nearest Axis Bank Loan Center. You can switch from a floating rate of interest to a fixed rate of interest and vice versa. Every month, part of the EMI is adjusted towards the interest payable and the balance is adjusted towards repayment of the principal.
Request your loan statement by entering your registered email address and cellphone number. As is common knowledge, both the principle and the EMI portions of a home loan qualify for their own separate tax deductions. You are allowed to claim a deduction for the principal amount that you have repaid up to a maximum of Rs. 1,50,000 under the provisions of Section 80C of the Income Tax Act. Click below to download the list of documents mentioned above. Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria. Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.
How to View/Download Axis Bank Home Loan Statement/ Interest Certificate Online?
Here is how to view and download Axis Bank home loan statement. By continuing to use the site, you are accepting bank’s privacy policy. The information collected would be used to improve your web journey & to personalize your website experience. Always use the customer care numbers displayed on Bank’s official website. Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
The EMI may be subject to change when interest rate changes or a part-payment of the Loan is made. Home loan statement of Axis Bank gives details of the loan including Customer ID, customer details like PAN number, date of birth and loan account number. The loan statement is usually sent via email or can also be attained online. The Axis Bank housing provisional certificate is available in hard copy and digital formats. To use Axis Bank's offline services, you need to visit your local branch. Conversely, you can use online banking websites to access these services.
For all loans linked to REPO rate, the reset frequency would be three months or as decided by the Bank, whichever is earlier. Yes, you can make a part-prepayment towards your Home Loan at your nearest Axis Bank Loan Center. If you are on a floating interest rate, no charge will be applicable.
You might be able to have your Axis Bank home loan approved in 15 days with the appropriate paperwork. Once the loan has been approved, you must submit the paperwork for the asset that will serve as the collateral for your loan for technical and legal approval. FeaturesHome loan with overdraft facility to save total interest payable on your home loan.
You would be able to access, view, save or print the home loan statement from the facility of download. Axis Bank’s home loan statement also includes loan information such as client ID, PAN number, date of birth, and loan account number, among other things. The home loan statement also includes information about any outstanding debts.
Further, the Bank shall have absolute right to decide and apply the spread over the REPO rate, ”Spread” shall consist of credit risk premium , operating costs and other costs. The spread will be reset periodically once in three years from the date of disbursement. Your credit risk premium shall be reviewed by the Bank at regular intervals and shall undergo a revision in case of a substantial change in your credit assessment. Total Processing fees of 1% of the outstanding principal with a minimum of Rs. 10,000 plus GST as applicable will be charged. Upfront processing fee of Rs 5000 plus GST shall be collected at the time of application login. This fee will not be refunded under any circumstances such as loan rejection/withdrawal of the loan application etc., non disbursement of loan for the reasons solely attributable to the customer.
Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality. When you arrive at the branch, you can ask for the home loan statement form. Include all relevant information, including the applicant’s name, PAN number, DOB, residence address, home loan details, applicant’s email address, and contact information. The statement of house loan from Axis Bank eventually appears after inputting the details.
FeaturesAffordable home loans for both Salaried and Self Employed customers. Select the ‘Home loan provisional certificate’ option under Enquiries. Claiming tax deductions is one of the most significant benefits of having a home loan certificate. In many instances, a provisional interest certificate can also be acquired at the beginning of the financial year. This certificate details the amount of money owed for the given year and is issued at the beginning of the fiscal year.
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